It’s a soft place for our children to fall, a welcoming place for friends and family, a quiet refuge from the crazy of everyday life. For 20 years we’ve loved it, nurtured it, updated and cared for it. It’s our house, actually not just a house, but our home. With each passing year, as we slowly renovate, change out windows, fix the roof, or just paint over the ducky wallpaper and change nurseries into teen bedrooms, this safe refuge from the world becomes more and more important. Not just a backdrop for those ever important back to school photos, but a place where we are all growing up together and making memories as we go.
We put a little more of ourselves into this house each year, and a lot more of our money. This house is now our most valuable asset and paying off the mortgage on this house remains our long term goal.
When we were younger, and it was just the two of us, we flew by the seat of our pants, and sometimes making that mortgage payment wasn’t always easy, but we got it done. Now as we’ve gotten older and have a couple of children, and a cat and a dog to care for, making sure we can always take care of this house and make that mortgage payment is more important than ever.
But what would happen if life threw us a curve ball? What if we were hit with the unexpected? An illness, a heart attack, a stroke. Are we prepared? Are you? The worrier in me needs a plan!
Did you know while a critical illness can seem scary, the odds are you will survive. In all likelihood, you know of someone who’s been diagnosed with cancer, heart attack, or stroke. The startling statistic is that critical illness happens to approximately one out of every two men and one in two women in Canada, so for peace of mind it’s good to know TD has #Insurancethatfits. This makes the worrier in me feel much more at peace.
TD Mortgage Critical Illness Insurance provides a benefit you receive while you are alive. It may pay a benefit if you fall victim to Cancer (life threatening), Acute Heart Attack, or Stroke. It does not matter if/when you recover. It can pay out up to $500,000 to your TD mortgage in the event of a covered critical illness, so you can concentrate on health, recovery, and family.
Peace of mind? Knowing our home that we love and have cared for is protected. That’s priceless.
*This post was sponsored by TD Insurance as part of the #InsuranceThatFits blogger program. The opinions on this blog, as always, are my own.
I agree that insurance can be costly,but if you are investing in a home you really need to protect your investment and insurance is the way to go about it.
Insurance is important but not everyone has access to it because of your medical problems. I couldn’t get it and I know others that have been denied.
I agree that insurance is an expense that has to be part of the monthly budget, you just can’t be without.
Though I must say I’m disappointed with the house insurance we had when we built. There were so many things wrong with this house, like freezing water pipes, ice on electrical outlets or water dripping off them, a heating system that didn’t work properly here in the basement. A claim was put in for repairs since the builder washed his hands of us – it only covered $5000! The repairs in my flat alone cost twice that much – so my advice to everyone is to read all the fine print before signing anything!
It’s always good to be prepared! Insurance is super important
Insurance is really important to have. It should be mandatory for all parents :).
I strongly believe that having insurance is important. Even though we might not like paying the premiums every month, it is a nice security blanket knowing that it is there if we ever need it because let’s face it life throws us curve balls all the time. Usually small ones but better to be prepared for a big one just in case!
Beautifully written, Stephanie!